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We take the stress out of Medicare

One Call and

We Take Care of It All

Helping Seniors with Medicare for over 30 Years

New Jersey Medicare Insurance Agency

Based Out of Freehold, New Jersey

Insurance Licensed in 46 States

Never any fees for our services

About Golden Year Design Benefits

CEO Devin Rubin New Jersey Medicare Insurance Agent

Golden Years Design Benefits was started by Sunny Rubin. She wanted to help seniors understand the Medicare process and make smart choices. Thirty years later, Golden Years is still helping to make Medicare easy and is joined by her son, Devin. The GYDB team includes licensed agents who can give seniors the information they need to pick the right plan for their budget and lifestyle. We believe in family and helping others.

Do you have questions about Medicare like:

• What does Medicare cover and how do I apply for Medicare??

• Not sure about the differences between Medicare Supplement & Medicare Advantage Plans?

• Still working not sure what to do?

You are not alone. We know Medicare can be confusing, so we take care of the hard parts, so you don’t have to.

Meet Our Family of Knowledgeable Agents and Support Staff

Devin Rubin


Doug Lazaro

Licensed Agent

Martin Picnic

Licensed Agent

Daisy Martinez

Licensed Agent

Leon Spencer

Licensed Agent

Matt Allen

Licensed Agent

Shane Smith

Licensed Agent

Richard Ugaro

Licensed Agent

Larry James

Licensed Agent

Matt Woods

Licensed Agent


Client Services


Client Services


Client Services


Client Services


Client Services

Medicare Explained

At Golden Years Design Benefits we have helped thousands of people make informed decisions on Medicare. Through the years we have identified the most common questions and misconceptions about options and the enrollment process.

We have created this guide and video to offer you valuable information about specific Medicare topics. This is a free resource that you can share with friends or family.

New Jersey Medicare Guide

We work most of the Major Insurance Carriers on your behalf

Medicare Insurance Companies

This is not a full list of insurance carriers we work with.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all of your options

Click to see over 370 client google reviews

Devin and his staff answered all my questions. He is very patient and walked me through the difficult process of choosing a Medicare plan. I would highly recommend Golden Years Design Benefits.

- Kellie C.

From the first encounter with the staff at Golden Years you can tell you're dealing with professionals who know all there is to know about Medicare programs. They ask questions and listen to you with an ultimate goal of enrolling you on a program with the absolute most benefits to you.

- Marco C.

We have been clients for years. The entire staff is professional, knowledgeable, responsive, and caring. We wouldn’t trust our insurance to anyone but Daisy and the Golden Years team.

- Jim H.

Your Licensed Medicare Insurance Agency:

55 Schanck Rd Suite a-14, Freehold, NJ 07728

(732) 526-7659

Not connected with or endorsed by the United States Government or the Federal Medicare Program.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare. gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options

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